Stripe powers online payments for millions of businesses from startups to Fortune 500 companies. Founded in 2010, it's known for developer-friendly APIs and comprehensive payment infrastructure.
Stripe is a technology company that builds economic infrastructure for the internet. Accept payments, send payouts, and manage businesses online.
From $2.9/moVisit Website
Quick Answer
Stripe is a finance tool. Stripe powers online payments for millions of businesses from startups to Fortune 500 companies. Paid plans start at $2.9/mo.
Overview
Stripe Pricing
| Plan | Price | Key Details |
|---|---|---|
| Integrated | 2.9% + $0.30 | Per successful card charge |
| ACH / Bank | 0.8% | Capped at $5 per transaction |
| In-Person | 2.7% + $0.05 | Terminal payments |
| International | +1.5% | Additional for cross-border |
Stripe uses pay-as-you-go pricing: 2.9% + $0.30 per card transaction, 0.8% for ACH (capped at $5), 2.7% + $0.05 for in-person payments. Additional products like Billing, Connect, and Radar have separate pricing.
Key Features
Beyond basic payments, Stripe offers Billing for subscriptions, Connect for marketplaces, Radar for fraud prevention, Atlas for company formation, and Treasury for banking-as-a-service.
- Payment processing
- Subscriptions
- Invoicing
- Stripe Connect
- Fraud prevention
- Financial reporting
- Tax automation
- No-code solutions
Pros & Cons
Pros
- Developer-friendly
- Comprehensive features
- Global reach
- Excellent documentation
Cons
- Account freezes risk
- Support can be slow
- Fees add up
Use Cases
SaaS companies use Stripe for subscriptions. E-commerce stores process card payments. Marketplaces use Connect for split payments. Large enterprises use it for complex financial operations.
Our Verdict
Stripe is the best choice for businesses wanting sophisticated payment infrastructure. Its developer experience is unmatched. Simpler businesses might find PayPal or Square easier to start with.
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Frequently Asked Questions about Stripe
Stripe charges 2.9% + $0.30 per successful card charge in the US. International cards and currency conversion have additional fees. Volume discounts are available.
Stripe is generally better for developers and businesses wanting customization. PayPal has stronger consumer brand recognition and buyer protection.
Yes, Stripe Billing handles subscriptions, usage-based billing, invoicing, and revenue recovery. It's one of the most comprehensive subscription platforms available.
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